Stock Analysis on Net

Fiserv Inc. (NASDAQ:FISV)

$22.49

This company has been moved to the archive! The financial data has not been updated since April 28, 2022.

Analysis of Reportable Segments

Microsoft Excel

Paying user area


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Segment Profit Margin

Fiserv Inc., profit margin by reportable segment

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Merchant Acceptance (Acceptance)
Financial Technology (Fintech)
Payments and Network (Payments)

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

Segment profitability ratio Reportable segment The company
Segment profit margin Merchant Acceptance (Acceptance) Merchant Acceptance (Acceptance) segment profit margin ratio deteriorated from 2019 to 2020 but then improved from 2020 to 2021 exceeding 2019 level.
Financial Technology (Fintech) Financial Technology (Fintech) segment profit margin ratio improved from 2019 to 2020 and from 2020 to 2021.
Payments and Network (Payments) Payments and Network (Payments) segment profit margin ratio improved from 2019 to 2020 and from 2020 to 2021.

Segment Profit Margin: Merchant Acceptance (Acceptance)

Fiserv Inc.; Merchant Acceptance (Acceptance); segment profit margin calculation

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Selected Financial Data (US$ in millions)
Operating income (loss)
Revenue
Segment Profitability Ratio
Segment profit margin1

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

1 2021 Calculation
Segment profit margin = 100 × Operating income (loss) ÷ Revenue
= 100 × ÷ =

Segment profitability ratio Reportable segment The company
Segment profit margin Merchant Acceptance (Acceptance) Merchant Acceptance (Acceptance) segment profit margin ratio deteriorated from 2019 to 2020 but then improved from 2020 to 2021 exceeding 2019 level.

Segment Profit Margin: Financial Technology (Fintech)

Fiserv Inc.; Financial Technology (Fintech); segment profit margin calculation

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Selected Financial Data (US$ in millions)
Operating income (loss)
Revenue
Segment Profitability Ratio
Segment profit margin1

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

1 2021 Calculation
Segment profit margin = 100 × Operating income (loss) ÷ Revenue
= 100 × ÷ =

Segment profitability ratio Reportable segment The company
Segment profit margin Financial Technology (Fintech) Financial Technology (Fintech) segment profit margin ratio improved from 2019 to 2020 and from 2020 to 2021.

Segment Profit Margin: Payments and Network (Payments)

Fiserv Inc.; Payments and Network (Payments); segment profit margin calculation

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Selected Financial Data (US$ in millions)
Operating income (loss)
Revenue
Segment Profitability Ratio
Segment profit margin1

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

1 2021 Calculation
Segment profit margin = 100 × Operating income (loss) ÷ Revenue
= 100 × ÷ =

Segment profitability ratio Reportable segment The company
Segment profit margin Payments and Network (Payments) Payments and Network (Payments) segment profit margin ratio improved from 2019 to 2020 and from 2020 to 2021.

Segment Capital Expenditures to Depreciation

Fiserv Inc., capital expenditures to depreciation by reportable segment

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Merchant Acceptance (Acceptance)
Financial Technology (Fintech)
Payments and Network (Payments)

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

Segment financial ratio Reportable segment The company
Segment capital expenditures to depreciation Merchant Acceptance (Acceptance) Merchant Acceptance (Acceptance) segment capital expenditures to depreciation ratio deteriorated from 2019 to 2020 but then improved from 2020 to 2021 exceeding 2019 level.
Financial Technology (Fintech) Financial Technology (Fintech) segment capital expenditures to depreciation ratio deteriorated from 2019 to 2020 but then improved from 2020 to 2021 exceeding 2019 level.
Payments and Network (Payments) Payments and Network (Payments) segment capital expenditures to depreciation ratio improved from 2019 to 2020 and from 2020 to 2021.

Segment Capital Expenditures to Depreciation: Merchant Acceptance (Acceptance)

Fiserv Inc.; Merchant Acceptance (Acceptance); segment capital expenditures to depreciation calculation

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Selected Financial Data (US$ in millions)
Capital expenditures, including capitalized software and other intangibles
Depreciation and amortization expense
Segment Financial Ratio
Segment capital expenditures to depreciation1

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

1 2021 Calculation
Segment capital expenditures to depreciation = Capital expenditures, including capitalized software and other intangibles ÷ Depreciation and amortization expense
= ÷ =

Segment financial ratio Reportable segment The company
Segment capital expenditures to depreciation Merchant Acceptance (Acceptance) Merchant Acceptance (Acceptance) segment capital expenditures to depreciation ratio deteriorated from 2019 to 2020 but then improved from 2020 to 2021 exceeding 2019 level.

Segment Capital Expenditures to Depreciation: Financial Technology (Fintech)

Fiserv Inc.; Financial Technology (Fintech); segment capital expenditures to depreciation calculation

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Selected Financial Data (US$ in millions)
Capital expenditures, including capitalized software and other intangibles
Depreciation and amortization expense
Segment Financial Ratio
Segment capital expenditures to depreciation1

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

1 2021 Calculation
Segment capital expenditures to depreciation = Capital expenditures, including capitalized software and other intangibles ÷ Depreciation and amortization expense
= ÷ =

Segment financial ratio Reportable segment The company
Segment capital expenditures to depreciation Financial Technology (Fintech) Financial Technology (Fintech) segment capital expenditures to depreciation ratio deteriorated from 2019 to 2020 but then improved from 2020 to 2021 exceeding 2019 level.

Segment Capital Expenditures to Depreciation: Payments and Network (Payments)

Fiserv Inc.; Payments and Network (Payments); segment capital expenditures to depreciation calculation

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Selected Financial Data (US$ in millions)
Capital expenditures, including capitalized software and other intangibles
Depreciation and amortization expense
Segment Financial Ratio
Segment capital expenditures to depreciation1

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).

1 2021 Calculation
Segment capital expenditures to depreciation = Capital expenditures, including capitalized software and other intangibles ÷ Depreciation and amortization expense
= ÷ =

Segment financial ratio Reportable segment The company
Segment capital expenditures to depreciation Payments and Network (Payments) Payments and Network (Payments) segment capital expenditures to depreciation ratio improved from 2019 to 2020 and from 2020 to 2021.

Revenue

Fiserv Inc., revenue by reportable segment

US$ in millions

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Merchant Acceptance (Acceptance)
Financial Technology (Fintech)
Payments and Network (Payments)
Corporate and Other
Total

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).


Operating income (loss)

Fiserv Inc., operating income (loss) by reportable segment

US$ in millions

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Merchant Acceptance (Acceptance)
Financial Technology (Fintech)
Payments and Network (Payments)
Corporate and Other
Total

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).


Capital expenditures, including capitalized software and other intangibles

Fiserv Inc., capital expenditures, including capitalized software and other intangibles by reportable segment

US$ in millions

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Merchant Acceptance (Acceptance)
Financial Technology (Fintech)
Payments and Network (Payments)
Corporate and Other
Total

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).


Depreciation and amortization expense

Fiserv Inc., depreciation and amortization expense by reportable segment

US$ in millions

Microsoft Excel
Dec 31, 2021 Dec 31, 2020 Dec 31, 2019 Dec 31, 2018 Dec 31, 2017
Merchant Acceptance (Acceptance)
Financial Technology (Fintech)
Payments and Network (Payments)
Corporate and Other
Total

Based on: 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31), 10-K (reporting date: 2019-12-31), 10-K (reporting date: 2018-12-31), 10-K (reporting date: 2017-12-31).