Analysis of Debt
Total Debt (Carrying Amount)
UnitedHealth Group Inc., balance sheet: debt
US$ in millions
Based on: 10-K (reporting date: 2024-12-31), 10-K (reporting date: 2023-12-31), 10-K (reporting date: 2022-12-31), 10-K (reporting date: 2021-12-31), 10-K (reporting date: 2020-12-31).
| Debt item | Description | The company |
|---|---|---|
| Total commercial paper, long-term debt and other financing obligations (carrying amount) | Sum of the carrying values as of the balance sheet date of all debt plus capital lease obligations. | UnitedHealth Group Inc. total debt increased from 2022 to 2023 and from 2023 to 2024. |
Total Debt (Fair Value)
| Dec 31, 2024 | |
|---|---|
| Selected Financial Data (US$ in millions) | |
| Commercial paper | 1,300) |
| Long-term debt and other financing obligations | 70,565) |
| Total commercial paper, long-term debt and other financing obligations (fair value) | 71,865) |
| Financial Ratio | |
| Debt, fair value to carrying amount ratio | 0.93 |
Based on: 10-K (reporting date: 2024-12-31).
Weighted-average Interest Rate on Debt
Weighted-average interest rate on short-term borrowings and long-term debt: 4.46%
| Interest rate | Debt amount1 | Interest rate × Debt amount | Weighted-average interest rate2 |
|---|---|---|---|
| 4.40% | 1,300) | 57) | |
| 3.75% | 1,999) | 75) | |
| 5.15% | 749) | 39) | |
| 3.70% | 300) | 11) | |
| 1.25% | 499) | 6) | |
| 3.10% | 999) | 31) | |
| 1.15% | 953) | 11) | |
| 4.75% | 648) | 31) | |
| 3.45% | 749) | 26) | |
| 4.60% | 496) | 23) | |
| 3.38% | 623) | 21) | |
| 3.70% | 598) | 22) | |
| 2.95% | 946) | 28) | |
| 5.25% | 998) | 52) | |
| 3.85% | 1,147) | 44) | |
| 3.88% | 847) | 33) | |
| 4.25% | 1,221) | 52) | |
| 4.70% | 398) | 19) | |
| 4.00% | 854) | 34) | |
| 2.88% | 902) | 26) | |
| 4.80% | 1,225) | 59) | |
| 5.30% | 1,243) | 66) | |
| 2.00% | 1,240) | 25) | |
| 4.90% | 982) | 48) | |
| 2.30% | 1,271) | 29) | |
| 4.95% | 1,489) | 74) | |
| 4.20% | 1,372) | 58) | |
| 5.35% | 1,966) | 105) | |
| 4.50% | 1,410) | 63) | |
| 5.00% | 1,214) | 61) | |
| 5.15% | 1,959) | 101) | |
| 4.63% | 971) | 45) | |
| 5.80% | 838) | 49) | |
| 6.50% | 492) | 32) | |
| 6.63% | 641) | 42) | |
| 6.88% | 1,079) | 74) | |
| 3.50% | 1,243) | 44) | |
| 2.75% | 970) | 27) | |
| 5.70% | 296) | 17) | |
| 5.95% | 346) | 21) | |
| 3.05% | 1,485) | 45) | |
| 4.63% | 590) | 27) | |
| 4.38% | 487) | 21) | |
| 3.95% | 610) | 24) | |
| 4.25% | 737) | 31) | |
| 5.50% | 1,475) | 81) | |
| 4.75% | 1,976) | 94) | |
| 4.20% | 739) | 31) | |
| 4.25% | 718) | 31) | |
| 3.75% | 935) | 35) | |
| 4.25% | 1,332) | 57) | |
| 4.45% | 1,087) | 48) | |
| 3.70% | 1,237) | 46) | |
| 2.90% | 1,212) | 35) | |
| 3.25% | 1,972) | 64) | |
| 4.75% | 1,966) | 93) | |
| 5.88% | 1,968) | 116) | |
| 5.05% | 1,969) | 99) | |
| 5.38% | 1,729) | 93) | |
| 5.63% | 2,724) | 153) | |
| 3.88% | 1,229) | 48) | |
| 3.13% | 967) | 30) | |
| 4.95% | 981) | 49) | |
| 6.05% | 1,466) | 89) | |
| 5.20% | 1,710) | 89) | |
| 5.50% | 1,085) | 60) | |
| 5.75% | 1,822) | 105) | |
| Total | 75,681) | 3,373) | |
| 4.46% | |||
Based on: 10-K (reporting date: 2024-12-31).
1 US$ in millions
2 Weighted-average interest rate = 100 × 3,373 ÷ 75,681 = 4.46%